Responsibilities: • Evaluate the risk and exposure of potential clients, determine the acceptance of applications, and recommend appropriate coverage levels and pricing. • Review and analyze data such as financial condition, health status, occupation, and property value to determine risk involved in insuring a potential client. • Work closely with brokers and agents to cultivate strong professional relationships. • Maintain up-to-date knowledge of insurance markets, products, and emerging risk trends. • Ensure compliance with company policies, underwriting guidelines, and industry regulations. • Collaborate with other departments such as claims and legal to ensure smooth operations. • Continually assess the effectiveness of underwriting tools and processes and suggest improvements when necessary. Requirements: • Bachelor's degree in finance, business administration, economics, or a related field. • Strong analytical and problem-solving skills with a keen attention to detail. • Excellent communication and interpersonal skills. • Ability to make sound decisions based on data analysis and business knowledge. • Knowledge of basic insurance principles and practices. • Ability to manage multiple tasks and priorities in a fast-paced environment. • Proficiency in Microsoft Office Suite, particularly Excel. Preferred Skills: • Previous experience in the insurance industry, particularly in underwriting, is a plus. • Strong negotiation skills to effectively manage relationships with brokers and agents. • Familiarity with risk assessment tools and software. • Ability to work independently and as part of a team. • Strong organizational skills and the ability to manage time effectively. • High level of integrity and professionalism. • Certification or willingness to pursue certification in a relevant professional organization, such as the Insurance Institute of America or the Casualty Actuarial Society.,